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	<title>Virginia Mortgage Bulletin &#187; mortgage</title>
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	<description>Mortgage and Home Loan Information</description>
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		<title>Applying for Credit After Bankruptcy</title>
		<link>http://www.bestvirginiahomeloans.com/25/applying-for-credit-after-bankruptcy/</link>
		<comments>http://www.bestvirginiahomeloans.com/25/applying-for-credit-after-bankruptcy/#comments</comments>
		<pubDate>Thu, 19 Mar 2009 01:32:34 +0000</pubDate>
		<dc:creator>Brian</dc:creator>
				<category><![CDATA[loan approval]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Bankruptcy Help]]></category>
		<category><![CDATA[Credit After Bankruptcy]]></category>
		<category><![CDATA[Credit Application]]></category>
		<category><![CDATA[Credit Approval]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Finance Charges]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Homestead Exemption]]></category>
		<category><![CDATA[How To Increase Your Credit Score]]></category>
		<category><![CDATA[Mortgage Bankruptcy]]></category>
		<category><![CDATA[Mortgage Consultant]]></category>

		<guid isPermaLink="false">http://www.blog.bestvirginiahomeloans.com/?p=25</guid>
		<description><![CDATA[Many people who have filed bankruptcy in the past apply for credit the wrong way.They fill out a credit application and hope for the best. Best case, they probably end up paying a lot more in interest and finance charges &#8211; hundreds or even thousands of dollars more, depending on what they&#8217;re buying. Time will [...]]]></description>
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		<title>Questions about Collections</title>
		<link>http://www.bestvirginiahomeloans.com/1/questions-about-collections/</link>
		<comments>http://www.bestvirginiahomeloans.com/1/questions-about-collections/#comments</comments>
		<pubDate>Tue, 08 Jan 2008 22:37:37 +0000</pubDate>
		<dc:creator>Brian</dc:creator>
				<category><![CDATA[loan approval]]></category>
		<category><![CDATA[mortgage]]></category>

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		<description><![CDATA[Q: Can I still get a home mortgage loan with open collections showing on my credit?
A: Yes you can
Q: How do I get these collections removed from my credit?
A: Accurate negative items reported on your credit can be reported on your credit for 7 years.
Q: How come only some collections report to my credit record?
A: [...]]]></description>
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		<title>Robert Kiyosaki is Smarter than Me</title>
		<link>http://www.bestvirginiahomeloans.com/16/robert-kiyosaki-is-smarter-than-me/</link>
		<comments>http://www.bestvirginiahomeloans.com/16/robert-kiyosaki-is-smarter-than-me/#comments</comments>
		<pubDate>Fri, 28 Sep 2007 01:25:44 +0000</pubDate>
		<dc:creator>Brian</dc:creator>
				<category><![CDATA[loan approval]]></category>
		<category><![CDATA[mortgage]]></category>

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		<description><![CDATA[Ok, so yes Mr. Kiyosaki is smarter than me (just a touch richer, too). Watching CNBC this weekend, he discussed wealth through real estate, among other things, along with a panel of 4 other people. During the show, he mentioned that he is looking for tenants to pay at least 150% of his mortgage (or [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Are Stated Income Loans Bad?</title>
		<link>http://www.bestvirginiahomeloans.com/14/are-stated-income-loans-bad/</link>
		<comments>http://www.bestvirginiahomeloans.com/14/are-stated-income-loans-bad/#comments</comments>
		<pubDate>Thu, 27 Sep 2007 01:23:30 +0000</pubDate>
		<dc:creator>Brian</dc:creator>
				<category><![CDATA[loan approval]]></category>
		<category><![CDATA[loan officer]]></category>
		<category><![CDATA[mortgage]]></category>

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		<description><![CDATA[Are stated income loans BAD?
It seems like open season right now on lenders who have issued Stated Income loans over the last several years. Here is a brief introduction to stated income loans.
Historically, when applying for a mortgage, potential borrowers would take their paycheck stubs and the (hefty) down-payment to their local bank, sit down [...]]]></description>
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		<title>BANKRUPTCY is bad. FORECLOSURE is worse.</title>
		<link>http://www.bestvirginiahomeloans.com/9/bankruptcy-is-bad-foreclosure-is-worse/</link>
		<comments>http://www.bestvirginiahomeloans.com/9/bankruptcy-is-bad-foreclosure-is-worse/#comments</comments>
		<pubDate>Sun, 02 Sep 2007 01:20:31 +0000</pubDate>
		<dc:creator>Brian</dc:creator>
				<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.blog.bestvirginiahomeloans.com/?p=9</guid>
		<description><![CDATA[BANKRUPTCY is bad. FORECLOSURE is worse.
Although it is preferable to avoid bankruptcy, it is even better to avoid foreclosure. Foreclosure is the legal process whereby property is repossessed and sold at auction to cover the costs of an unpaid debt. This is usually the result of a homeowner defaulting on mortgage or loan repayments. The [...]]]></description>
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